Canadian Mortgage Rates

Bank of Canada Interest Rate Announcement May 31

The Bank of Canada has announced to day that there will be no change in the overnight lending rate. The Bank of Canada prime rate will remain at 1.00%.

Mortage rates recently dropped and now may be a good time to look into locking in a low mortgage rate as interest rates are expected to rise by the fall.  Checking today’s best mortgage rates on the right side of this page shows a 5 year closed rate is available at 3.59%. Click on that rate table for more info.

Browse homes for sale in the Southern Georgian Bay area at GeorgianBayLife.com

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Posted by Prime Rate Guy - May 31, 2011 at 9:06 am

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Bank of Canada Interest Rate Announcement Tomorrow

The Bank of Canada will make an interest rate announcement tomorrow morning at 9 AM.

With the Bank of Canada now widely expected to hold off on a rate hike at least until autumn, house prices in Canada are likely going to stay hot for a few months longer.

The central bank will again leave its benchmark lending rate unchanged at one per cent at its regular policy announcement on Tuesday, according to the unanimous result of 22 economists surveyed by Bloomberg News.

Read more at the Vancouver Sun

Check back here tomorrow at 9AM for the interest rate annnouncement.

Tags: canada prime rate, Canada Mortgage Rates, Bank of Canada, bank of canada interest rate, announcement tomorrow, bank of canada prime rate, bank of canada

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Posted by Prime Rate Guy - May 30, 2011 at 9:39 am

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Canada Mortgage Rates Update

A quick update on the mortgage rates from the major banks. For the big 4 banks, BMO, CIBC, RBC and TD, the closed mortgage rates have dropped over the last few weeks. A sample 5 year closed rate is available at 5.29%

However, the variable rates have all increased during the same time period.  A sample 5 year open mortgage rate is available at 3.80%

Is now a good time to lock in a variable rate mortgage?

With the economy in the U.S. not showing much improvement and interest rates there at all time lows, there is an expectation that interest rates in Canada will hold at present levels for the immediate future.

However, it does pay to shop around for mortgage rates just as you would for a major purchase. I recommend comparing mortgage rates online on a regular basis to see if you can get a better deal than what you are currently paying. In my opinion, a great place to do this is at the link below:

Click here: Best mortgage rates.

Today a 5 year closed mortgage is 3.29%. Check it out to see what you can save.

Tags: Canada Mortgage Rates, Canada mortgage rates, CIBC mortgage rates, mortgage rate, TD mortgage rates, BMO mortgage rates, Canadian Mortgage Rates

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Posted by Prime Rate Guy - November 3, 2010 at 9:53 am

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Mortgage Rates Update

I’ve updated the mortgage rates pages to reflect the recent drop in most rates by the major banks. The RBC rates are not accurate at this time however.

The next Bank of Canada interest rate announcement is expected on September 8th. Check back then to see if there are any changes to the Canada prime rate.

I’ve written about what a great deal I got on my current mortgage and line of credit. I can thank my mortgage broker for that. I’ve been referring some Ontario residents to him but I now have another source for getting the absolute best rates.  If you are looking for a new mortgage or have to renew one, please take a moment to check out RateSupermarket.ca at the following link: Mortgage rates

They offer an online application with links to both banks and mortgage brokers to get you the best available rate on the day you apply.

Tags: bank of canada, current mortgage, Canadian Mortgage Rates, bank of canada interest rate, Bank of Canada interest rate announcement September 2010, bank of Canada announcement

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Posted by Prime Rate Guy - August 24, 2010 at 9:10 pm

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Canadian Mortgage Rates Update

An update on Canadian mortgage rates after the Bank of Canada interest rate hike today. Here are the current rates at the major banks:

  • TD Prime Rate – 2.50%
  • RBC Royal Bank Prime Rate – 2.50%
  • BMO – Bank of Montreal Prime Rate- 2.50%
  • CIBC Prime Rate- 2.50%

However, the Bank of Montreal lowered its five year fixed mortgage rate to 4.25%.

The next Bank of Canada interest rate announcement is due on July 20, 2010. Many analysts are predicting another increase in the prime lending rate.

Tags: mortgage rates Canada, RBC Mortgage Rates, Royal Bank Prime Rate, RBC Prime rate, CIBC prime rate, TD Prime Rate, mortgage rates, Bank of Montreal Prime Rate

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Posted by Prime Rate Guy - June 2, 2010 at 6:57 am

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Bank of Canada Prime Rate Announcement Expected Shortly

The Bank of Canada will make an interest rate announcement in 20 minutes. After yesterday’s release of Gross domestic product growth that hasn’t been seen since 1999, it’s widely expected the prime rate will increase by 0.25%.

Tags: canadian prime rate, Canadian Mortgage Rates, Bank of Canada Prime Rate today, interest rate, gross domestic product, bank of canada prime rate, bank of Canada announcement

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Posted by Prime Rate Guy - June 1, 2010 at 12:43 pm

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